Home
Educational Modules
Ken Pederson
Branch Manager
TALK TO ME
1
/12
First Time Homebuyer
2
/12
Realtors
3
/12
CPA
4
/12
Veterans
5
/12
Financial Advisor
6
/12
Mortgage Awesomeness
7
/12
Professionals
8
/12
Why Fairway
9
/12
Our Mortgage Process
10
/12
Condo Homebuyer
11
/12
Rent vs. Buy
12
/12
Homeowners

A Path to Financial Freedom

You've spent years pouring money into your home. A reverse mortgage can give you access to equity to pay for many things, and maybe even retire early.
Check My Eligibility

Here are some benefits to using a reverse mortgage:

1
If you live in and maintain your home, and pay taxes and insurance, you will not be required to make monthly payments.
2
A reverse mortgage can be used to turn a portion of your home's equity into cash that can be used for a variety purposes.
3
It can provide the financial flexibility to pay for long-term care insurance without losing your home.
4
By using a reverse mortgage to pay for health insurance before Medicare kicks in, you can retire early without fear of affording care.
Feel like a reverse mortgage is right for you? Talk to a leading expert today.
Schedule a Consultation
Ken Pederson
Branch Manager
Label here

There are significant benefits owning your home. Just to name a few:

Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
1
From paint color to a new floor, it’s your home and you can customize it any way you choose.
2
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
3
Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.
Schedule a Consultation

Get all the info you need to get your reverse mortgage.

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
You Have to Be 62 or Older
2
Get Approved
3
Enjoy Your Financial Freedom
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Your local remodeling professionals

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Cabinets
Flooring
Financing
Lighting
Bathroom
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
resource
Homeowners 1
resource
Rent vs. Buy 1
resource
Homeowners 2
Schedule a Consultation

Don't just take my word for it...

Ardmore, PA

Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Communication
Construction
Design
schedule renovation consultation

Reviews

He made our process a breeze!
Jennifer D. from Wernersville, PA
Ken made the process easy from beginning to end. He answered all of our questions in a way that was was to understand and in a very timely fashion. He made our home buying process a breeze!
Outstanding service!
James P. from Denver, PA
Ken and his team made this process seamless! Buying a home is a very stressful process, but everyone at Fairway made it easy, simple, and straightforward. Thank you all so much for your immense help & outstanding service!
Greatly appreciated all the work!
Darlene R. from York, PA
Communication, reliability, dedication & knowledge. Your team was with me every step of the way, returned calls around the clock. Greatly appreciated all the work and dedication shown!!
Would highly recommend.
Harry F. from Lancaster, PA
Ken and his team were so great. And the way they communicate was perfect. They made the process quick and painless. Would highly recommend.
Always do a great job.
Aaron F. from Conestoga, PA
Ken and his team are very easy to work with and always do a great job.
Team made the process so easy
Brian M. from Manheim, PA
From start to finish, the communication and process was made soooo easy. And this is during this pandemic, where everything is virtual and you can't meet, which makes it harder. I never felt that, the entire team made the process so easy and it went absolutely flawless.
10/10- will repeat!
Brandon K from Fort Lauderdale, FL
Derek exemplifies the very best traits a buyer could ask for in a lender; responsiveness, value & thoroughness. His steadfast determination to win the very best deal for his client is evident.

It's Your Equity. Enjoy It.

You've worked hard for your home. You've earned the right to enjoy it and fast-track your way to financial freedom.
Check My Eligibility

What Would You Do With The Home Equity You’re Sitting on?

See If a Reverse Mortgage Could Give You Access To Equity That’s Just Sitting In Your Home.
let's go
Income opportunity Calculator
What my customers say...
My lender is better than yours!
Wow, what an incredible experience! Derek is the only lender I will ever work with again! Thanks so much Derek!
Absolutely wonderful!
Derek provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
Very happy!
We are first-time homebuyers and Derek took very good care of us. We are very happy and would recommend him!
My lender is better than yours!
Wow, what an incredible experience! Ken is the only lender I will ever work with again! Thanks so much Ken!
Absolutely wonderful!
Derek provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
Very happy!
We are first-time homebuyers and Derek took very good care of us. We are very happy and would recommend him!
Excellent experience!!
Derek was always there to assist at any time of the day and worked diligently to make sure all was taken care.
So impressed!
Derek was amazing I am so impressed! So knowledgeable and extremely helpful and professional throughout the process.
Hi! I’m Derek
Your personal mortgage guide to buying or refinancing a home

http://wowmivh.com/Fairway/Advisors/KenPederson/Landing.mp4

Watch my story
Top articles

Consider These Three Things Before You Buy Your Second Home

4 Signs You’re Ready To Stop Renting And Buy A Home

Ask These 5 Questions Before You Buy Your First Condo

Need some
Mortgage Guidance?
Need some mortgage advice? Schedule a consultation
CALL (717) 330-8915 NOW
Home
Educational Modules
Ken Pederson
Branch Manager
TALK TO ME
1
/12
First Time Homebuyer
2
/12
Realtors
3
/12
CPA
4
/12
Veterans
5
/12
Financial Advisor
6
/12
Mortgage Awesomeness
7
/12
Professionals
8
/12
Why Fairway
9
/12
Our Mortgage Process
10
/12
Condo Homebuyer
11
/12
Rent vs. Buy
12
/12
Homeowners
Homepage
Education
See if you're paying too much for your mortgage!
Start
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
/ 16
Where are you located?
CONTINUE
What type of home do you own?
Estimate your credit score.
CONTINUE
Please estimate the value of your property.
$80k$2M+
CONTINUE
What is the remaining 1st mortgage balance?
$80,001 to $100,000
$0$300k+
CONTINUE
What is your 1st mortgage interest rate?
5%
0%10%
CONTINUE
What kind of rate do you have?
What kind of rate would you prefer?
How will this property be used?
Do you have a 2nd mortage?
Would you like to borrow additional cash?
What is your average monthly income?
$10,001 to $15,000
$0$50k+
CONTINUE
What are your average monthly expenses?
$10,001 to $15,000
$0$50k+
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
6
11
19
23
29
32
38
44
56
65
72
78
85
92
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Ken Pederson
Branch Manager
Schedule a consultation
(717) 330-8915 kenp@fairwaymc.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Get your FREE mortgage payment estimate*
Start
*The mortgage payment quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances.
This is not a commitment to lend.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
/ 10
Where are you located?
CONTINUE
What type of home are you purchasing?
Estimate your credit score.
CONTINUE
What is the purchase price of the new property?
$80k$2M+
CONTINUE
What is your estimated downpayment?
3.5% Down
0%50%+
CONTINUE
Where are you at in the property search?
Are you working with a realtor?
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
11
23
32
44
56
65
74
85
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Ken Pederson
Branch Manager
Schedule a consultation
(717) 330-8915 kenp@fairwaymc.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
Isn't it time you made your HOME EQUITY work for you?
Start
*Fairway is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency. Reverse mortgage borrowers are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. The youngest borrower must be at least 62 years old. Monthly reverse mortgage advances may affect eligibility for some other programs. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Privacy and Security Guaranteed
Question 
1
2
3
4
5
6
7
8
9
10
/ 10
Where are you located?
CONTINUE
Age of borrower
CONTINUE
What is your current property value?
$80k$2M+
CONTINUE
What is the balance of your mortgage?
$80k$2M+
CONTINUE
What type of home do you own?
Reason for Reverse Mortgage Loan?
CONTINUE
Estimate your credit score.
CONTINUE
What is your full name?
CONTINUE
What is your email address?
CONTINUE
What is your phone number?
Prev
0
11
23
32
44
56
65
74
85
97
%
Your information won’t be sold
Thanks for your
information request!
Need more help of your homeownership journey? Schedule an appointment today. Or contact directly:
Ken Pederson
Branch Manager
Schedule a consultation
(717) 330-8915 kenp@fairwaymc.com
Your information won’t be sold
Oops! Something went wrong while submitting the form.
❌